Privacy Policy

Privacy Policy for Bloomm App

Effective Date: April 20, 2025

Bloomm, is a mobile application developed and operated by 25 Points LLC, a California-based technology and research company focused on financial inclusion. This Privacy Policy explains how we collect, use, share, and protect your personal information when you use Bloomm.

We are committed to protecting your privacy and maintaining the trust you place in us. By using Bloomm, you agree to the terms of this policy.

1. Who We Are

Bloomm is a product of 25 Points LLC, headquartered in San Francisco, California. Our mission is to empower individuals to manage their finances, build healthy money habits, and unlock pathways to financial inclusion.

2. Information We Collect

We collect information to provide and improve the Bloomm experience. The information we collect includes:

a. Personal Information You Provide

Name, email address, phone number (if applicable)
Country of residence
Account setup details

b. Financial Data You Input

Expense and income records
Payment schedules and reminders
Budget goals and financial activity logs

c. Device & Usage Data

Device type and OS version
App interaction logs (e.g., screen views, feature usage)
IP address and general location (city/country)

3. How We Use Your Information

We use your data to:

Operate and improve the Bloomm app
Personalize user experience
Generate financial insights and visualizations
Send reminders, updates, and alerts
Conduct analytics to improve functionality

4. How We Share Your Information

We do not sell your data to third parties. We may share your information in the following limited circumstances:

Service Providers – Trusted third parties who help us operate the app (e.g., cloud storage, analytics providers).
Legal Requirements – When required by law, court order, or to comply with legal obligations.
Business Transfers – In connection with a merger, acquisition, or sale of assets.

5. Data Storage and Security

We take reasonable and appropriate measures to protect your personal data from loss, misuse, unauthorized access, or disclosure.

All data is stored in encrypted databases via secure cloud services ( Firebase by Google).
Transmission of sensitive data is secured using HTTPS and TLS.
Access to your data is restricted to authorized personnel only.

However, no method of storage or transmission over the Internet is 100% secure. While we strive to use industry best practices, we cannot guarantee absolute security.

6. Your Rights and Choices

You have the right to:

Access and update your information
Delete your account and associated data
Opt-out of non-essential notifications
Request a copy of your data (data portability)

To exercise any of these rights, please contact us at support@25points.com.

7. Children’s Privacy

Bloomm is not intended for use by children under 13 (or under 16 in certain jurisdictions). We do not knowingly collect personal information from children. If we become aware that a child has provided personal information, we will delete it immediately.

8. International Users

Our services are operated from the United States. If you are accessing Bloomm from outside the U.S., your data will be transferred and processed in the U.S. By using our app, you consent to this transfer, processing, and storage.

9. Policy Changes

We may update this Privacy Policy from time to time. We will notify users of material changes through the app or via email. The most current version will always be available at www.25points.com/bloomm/privacy.

10. Contact Us

If you have any questions about this policy or your data, please contact us at:

25 Points LLC

95 3RD ST FL 2ND
San Francisco, California
📧 support@25points.com